Phase 1 01
Perlindungan Waris Malaysia
Free takaful protection for active SIM-card holders aged 18–64.
- No contribution, no registration
- RM6,000 natural death benefit
- RM11,000 accidental death benefit
Government of Malaysia initiative · Protection for every Malaysian
Official Portal · lindungmalaysia.com A Caring Government,
A Caring Government,
A Protected People.
Skim Lindung Malaysia is a national initiative to widen access to basic social protection. Four flagship schemes, one portal — comprehensive coverage for you and your family.
4
protection schemes
100%
no extra contribution
32 million
Malaysians eligible
4 protection schemes One official portal
Coverage Schemes
Four schemes. One protection framework.
Each scheme is designed for a different stage of life — from family security and healthcare to employment and travel. Pick the one that fits you.
Phase 2 02
Kad Kesejahteraan Rakyat
Expanded medical access, launching 1 January 2027.
Phase 3 03
Perlindungan Pekerja Malaysia
Additional support for citizens affected by job loss.
Phase 4 04
Perlindungan Pelancong Malaysia
Protection for visitors to Malaysia, delivered through the telco ecosystem.
How it works
Three steps to comprehensive cover.
1
Check eligibility
Each scheme has its own eligibility — age, employment status, or SIM subscription. Click into a scheme for details.
2
Register or auto-enrol
Some schemes activate automatically (e.g. SLiM for SIM holders). Others require a quick online registration.
3
Protect your nominees
Keep your nominee details up to date so benefits are paid quickly and accurately when they're needed.
Scheme Details
Every scheme, in detail.
Phase 1 01
Perlindungan Waris Malaysia
Free takaful protection for active SIM-card holders aged 18–64.
Perlindungan Waris Malaysia is offered to active SIM-card holders who are Malaysian citizens aged 18 to 64, effective 1 June 2026. RM6,000 is paid for death from natural causes and RM11,000 for accidental death — disbursed directly to nominees.
- No contribution, no registration
- RM6,000 natural death benefit
- RM11,000 accidental death benefit
Phase 2 02
Kad Kesejahteraan Rakyat
Expanded medical access, launching 1 January 2027.
Kad Kesejahteraan Rakyat is scheduled to begin on 1 January 2027 with a focus on widening access to medical protection — outpatient care, prescription pickup, and basic annual health screening at panel clinics.
- Outpatient care at panel clinics
- Annual basic health screening
- Prescription medication pickup
- Mobile app for nominees
Coming Soon
Phase 3 03
Perlindungan Pekerja Malaysia
Additional support for citizens affected by job loss.
Perlindungan Pekerja Malaysia provides supplementary protection to citizens affected by job loss, with enhancements that integrate with existing initiatives like SOCSO and PERKESO. Job-loss compensation, reskilling, and career-transition support. The scheme also encompasses iLindung KWSP — a self-service platform within i-Akaun (Member) for Member Protection Plan products.
- Job-loss compensation
- Reskilling programs
- Career-transition assistance
- Integrates with SOCSO/PERKESO
Phase 4 04
Perlindungan Pelancong Malaysia
Protection for visitors to Malaysia, delivered through the telco ecosystem.
Malaysia Tourist Care provides protection to tourists through the telco ecosystem. The coverage helps reduce the burden on visitors across medical emergencies, accidents, and death.
- Tourist accident coverage
- 24/7 multilingual helpline (BM/EN/中文/عربي)
- Auto-active on SIM card activation
Coming Soon
Contact Us
We're here to help.
Reach out for general questions, or get direct assistance from the relevant scheme operator.
24-Hour Helpline
1-800-LINDUNG (1-800-546-3864) · 24 hours, daily
Email Enquiries
help@lindungmalaysia.com · Reply within 2 working days
Programme Office
Level 36, Menara Maxis, Kuala Lumpur City Centre, 50088 Kuala Lumpur